RISK MANAGEMENT IN BANK LENDING: A CASE STUDY OF EQUITORIAL TRUST BANK

CHAPTER ONE INTRODUCTION BACKGROUND OF THE STUDY The Nigerian financial institutions have faced difficulties over the years for a multitude of reasons but the major cause of serious banking problems in recent times continues to be directly related to lax credit standards for borrowers and counterparties, poor portfolio risk management or a lack of attention […]

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IMPACT OF CREDIT RISK MANAGEMENT ON THE PERFORMANCE OF NIGERIA BANKS (2000-2014)

CHAPTER ONE   INTRODUCTION BACKGROUND OF THE STUDY Risk is the possibility of loss or the chances of loss resulting from unfortunate occurrence or event. Risk is always at the center of our life. This means that for every human endeavor, there is risk as a result of our different economic pursuit. Risk management is […]

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CREDIT RISK MANAGEMENT PERCEPTION IN NIGERIA COMMERCIAL BANKS: A CASE STUDY OF FIRST BANK OF NIGERIA PLC AND UNION BANK OF NIGERIA PLC

CHAPTER ONE 1.1   Background of the Study The changing environment in which banks finds themselves present major opportunities for banks, but also entails complex, variable risk that challenge traditional approaches to bank management. Recently, there was increase in non-performing credit portfolios in banks and other financial institutions and these significantly contributed to the financial distress […]

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NURSING INTERVENTION FOR THE PROMOTION OF INFECTION CONTROL IN TWO TEACHING HOSPITALS IN OGUN STATE, NIGERIA

CHAPTER ONE INTRODUCTION 1.1 Background to the Study Infection control is an aspect of healthcare delivery that deals with the curtailment of the spread of infection within the healthcare set-up, be it from patient-to-patient, patient-to-staff, staff-to-patients or staff to staff. According to World Health Organisation (WHO, 2011) the components of infection prevention and control are […]

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THE IMPLICATIONS OF RISK MANAGEMENT IN THE NIGERIAN FINANCIAL SERVICE SECTOR

ABSTRACT Businesses in the Nigerian financial services sector are continuously and relentlessly seeking the best and appropriate risk management strategies and/or techniques to be adopted, which would enable them to operate effectively and successfully within the harsh business terrain, surrounded by, and filled with risks and risk factors. This study took a critical examination at […]

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