THE DETERMINANT OF DEBT MATURITY IN SELECTED NIGERIAN FIRMS

                                                               INTRODUCTION  BACKGROUND OF THE STUDY Capital structure refers to the mix of long-term sources of funds, such as debentures, long-term debt, preference share capital and equity share capital including reserves and surpluses (i.e. retained earnings).  Some firms do not plan their capital structure, and it develops as a result of the financial decisions taking … Read more

SERVICE DELIVERY AS AN INSTRUMENT OF ACCESSING COMPETITIVE ADVANTAGE IN MARKETING (A STUDY OF ZAIN NIGERIA PLC)

  ABSTRACT This project examined the role service delivery in accessing completive advantage in marketing – using specifically Airtel Nigeria Plc. Thus, the project had the following as object (i) to determine what constitutes effective customer service for a typical service – oriented telecoms company like Airtel Nigeria, (ii) to examine the roles that marketing … Read more

RISK MANAGEMENT IN BANK LENDING: A CASE STUDY OF EQUITORIAL TRUST BANK

CHAPTER ONE INTRODUCTION BACKGROUND OF THE STUDY The Nigerian financial institutions have faced difficulties over the years for a multitude of reasons but the major cause of serious banking problems in recent times continues to be directly related to lax credit standards for borrowers and counterparties, poor portfolio risk management or a lack of attention … Read more

PRICING OF PUBLIC OFFERING IN THE NIGERIA CAPITAL MARKET: A CASE STUDY OF SELECTED BANKS

   CHAPTER ONE      INTRODUCTION BACKGROUND TO THE STUDY In the capital markets hundred investors make several deals a day. The screen-based trading makes these deals known to all in the capital markets. Thus, a large number of buyers and sellers interact in the capital markets. The demand and supply forces help in determining the … Read more

NIGERIAS EXTERNAL DEBT IMPLICATIONS OF PARIS CLUB DEBT RELIEF ON THE ECONOMY

CHAPTER ONE  INTRODUCTION  1.1       BACKGROUND OF STUDY “Since the collapse of the oil boom in 1981, the Nigerian economy has undergone considerable strains and stresses. The pressure has been evident in the persistent deficits in balance of payments, low external reserves, deficit in government finances, mounting external debts etc”.( Central Bank of Nigeria,1992) The inherent … Read more

NATURE AND EFFECTS OF BANKING INDUSTRY FRAUDS IN NIGERIA, 1990-2008

CHAPTER ONE INTRODUCTION Banking business has always been associated with some degree of fraud. This is, obviously due to the fact that money and near monies are the stocks-in-trade of Bank. Banks frauds are becoming more worrisome to bankers and the larger society because fraud perpetuation is not only on the increase; it has continued … Read more

MANAGEMENT OF NATIONAL HEALTH INSURANCE SCHEME (NHIS) IN THE PUBLIC SECTOR: ISSUES, PROBLEMS AND PROSPECTS

CHAPTER ONE INTRODUCTION 1.1 BACKGROUND OF THE STUDY           One of the basic needs of the people of any nation is good health. This incorporates physical fitness, adequate nutrition and food security, high life expectancy, absence of epidemic and endemic disease and efficient healthcare service delivery. Mfon (2005:21) expresses that a nation with an effective … Read more

LOAN ADMINISTRATION AND MANAGEMENT IN SELECTED THREE NIGERIAN BANKS

CHAPTER ONE INTRODUCTION 1.1   BACKGROUND OF THE STUDY Nigeria as a developing nation is in dire need of a vibrant economy anchored on productivity, which is in turn anchored on liberal loan management and administration of Nigerian banks.  According to Moha (2006:110), for any developing country to escape the vicious circle of poverty, there has … Read more

INTERNATIONAL TRADE AND GROWTH OF THE NIGERIAN ECONOMY

CHAPTER ONE INTRODUCTION   1.1 Background of the Study Starting from Adam Smith’s discussion on specialization and the extant of the market by international trade, to the debates about import substitution versus exported growth (growth based on exporting more goods and services), to recent work on increasing returns and endogenous growth models, there are increasing … Read more

IMPACT OF WORKING CAPITAL MANAGEMENT ON THE PROFITABILITY OF QUOTED CONSUMER GOODS COMPANIES IN NIGERIA

CHAPTER ONE INTRODUCTION 1.1       Background of the Study The Nigerian Economy is faced with several factors which could impede the speed of having a huge return on the resources employed by the firms and companies. As a result, however, proper initiative and capital (resource) management is required. It is worthy to note that out of … Read more